All posts by Doc

American Healthcare in Crisis: Problems and Solutions (Part 4)

This is the fourth post in a four-part series on the American healthcare system.


Pre-Existing Conditions

The Individual Mandate required all Americans not covered by a “qualifying plan” to purchase insurance or pay a penalty.  We require basic car insurance to legally drive, so why not health insurance?  However, this is an apples-to-oranges comparison.  Driving is a privilege and is voluntary (we can choose not to drive), while one’s health is impossible to separate from the individual.  Compelling citizens to buy something from the government, just because they are alive, borders on the tyrannical.  Besides, the government’s interests are often not aligned with our own.

Continuing with the car insurance analogy, you don’t call up the auto insurance company after you’ve been in an accident and expect to be able to buy coverage to fix your car.  Yet this is exactly what Obamacare’s Guaranteed Issue encourages.  Continue reading American Healthcare in Crisis: Problems and Solutions (Part 4)

American Healthcare in Crisis: Problems and Solutions (Part 3)

This is the third post in a four-part series on the American healthcare system.


The Costs of “Billing Through Insurance”

Earlier this year one of my patients went to the ER with abdominal pain.  The provider ordered a CT of the abdomen and pelvis with contrast because they thought he might have a kidney stone.  They gave him some IV fluids and medications, and admitted him to the hospital for a few hours before discharging him home.  They billed his insurance $18,000, but only $12,000 of this was covered.  He now owes $6,000 for his brief stay.

Another one of my patients went to the ER just this last month for some stitches after being hit in the mouth with a baseball.  After the charges were billed through his insurance, he was informed his plan was “out of network” and he now owes them $3,600.

I have experienced the uncertainty of being on such an insurance plan myself.  Continue reading American Healthcare in Crisis: Problems and Solutions (Part 3)

American Healthcare in Crisis: Problems and Solutions (Part 2)

This is the second post in a four-part series on the American healthcare system.


Medicaid, and Why Single Payer Won’t Work

The Obamacare rollout was fraught with missteps and confusion, and this wasn’t just limited to the healthcare.gov web site.  Not only did most Americans’ healthcare costs not go down, President Obama’s repeated statement “If you like your healthcare plan, you can keep it” was given Politifact’s Lie of the Year award in 2013.

However, as bad as things have become with regards to our skyrocketing premiums and deductibles, the true costs of Obamacare have yet to be realizedContinue reading American Healthcare in Crisis: Problems and Solutions (Part 2)

American Healthcare in Crisis: Problems and Solutions (Part 1)

This is the first post in a four-part series on the American healthcare system.


“It is amazing that people who think we cannot afford to pay for doctors, hospitals, and medication, somehow think that we can afford to pay for doctors, hospitals, medication, and a government bureaucracy to administer it.” – Thomas Sowell


Introduction

Our healthcare system is in crisis.  While there seems to be agreement among most Americans and policy makers on this point, the debate about what the primary causes are and how to salvage it is ongoing.

At the heart of this discussion are a number of important philosophical questions, such as:  To what extent is society responsible for the health of others, and what power will it be granted to fulfill said obligations?  Continue reading American Healthcare in Crisis: Problems and Solutions (Part 1)

The American Brexit: Article 5

The European aristocracy is in a panic.  For decades the bureaucrats in the European Union (EU) have been busy consolidating power in Brussels.  The EU now has a super-executive with multiple presidents who are not even elected.  It has a super-legislature that deliberates in secret to pass laws that supersede the laws of member states.  It even has its own super-judiciary that is routinely used to overrule the laws of sovereign nations.

After paying themselves handsomely and lavishing benefits on each other, these government masterminds redistribute the income of Europe based on their own whims and agendas, all while imposing tariffs, quotas, and regulations to rigidly control the economy.  It is quite literally one-stop shopping for the powerful special interests of the world.  Continue reading The American Brexit: Article 5

Is a Marriage Amendment the Answer?

Marriage licenses are the purview of the States. However, the Supreme Court ruling Friday overturned the constitutions of thirty states and imposed its will on all fifty. This is yet another huge precedent for overruling state law.

So is a marriage amendment proposed by either Congress or the States using Article V of the U.S. Constitution, as one candidate has suggested, the answer? Not likely. More and more Americans are realizing that using the force of the federal government is too big of a hammer, and in fact only serves to consolidate power further in Washington. Amendments should limit the power of the federal government, not expand it. Continue reading Is a Marriage Amendment the Answer?

Why Gun Owners Support Article V

Did you know that the Second Amendment, which enshrines our right to own firearms, was narrowly upheld in a 5-4 decision by the Supreme Court of the United States in District of Columbia v. Heller in 2008?

While 2A groups are making some headway in certain States with regards to our right to bear arms, it is only a matter of time before the courts strike down these laws…or some appointee or panel of unelected career bureaucrats issues regulations overturning them…or both.

What is just as troubling is Congress’ refusal to function as a check on the Executive and Judicial branches, and their willingness to continue to fund Obamacare and open borders. In all likelihood, it won’t be long before they cave on our gun rights and pass national background checks and mandatory registration, or ratify an international arms treaty (both of which will invariably will lead to confiscation). Continue reading Why Gun Owners Support Article V

The Remedy to a Constitutional Convention: An Amendments Convention

What exactly is a constitutional convention? Why, it is nothing less than the re-writing of the U.S. Constitution! It sounds crazy, but many politicians are poised to enable the destruction of this cherished national document that has secured our inalienable rights for over 225 years.

Would you be surprised if I told you that a constitutional convention (aka “con-con”) has already commenced in Washington?

As you may have noticed, the Legislative branch no longer writes the law (Article I); it will merely pass the framework for a law, and then hand it over to the President. The Executive branch no longer enforces the law (Article II); but rather picks-and-chooses what it likes, while neglecting the rest. The Judicial branch no longer interprets the law (Article III); instead, it ignores intent and re-writes it.

In other words, the federal government is redrafting the Constitution right under our noses! Continue reading The Remedy to a Constitutional Convention: An Amendments Convention

The Last Battle for America: Restoring Federalism

Who represents your individual interests better? The “good” and “indispensable” senator you helped send to Washington? The one who said all the right things to get elected, but then changed his tune on immigration and nationalized healthcare as soon as he became surrounded by big-money donors and a leadership that supports a centralized government?

Or is it the legislator who lives in your neighborhood, city, or state, who works downtown?

Who is closer to, and more accountable to – and therefore more likely to vote in the interests of – the people of the State of Colorado?

In the late 1980’s, when our national debt was closer to $2 trillion, we had the opportunity to hold an Article V convention, the purpose of which Continue reading The Last Battle for America: Restoring Federalism

Our Runaway Federal Government: Obamacare Reminds Us Why We Need Article V

While most lawmakers and judges won’t admit it, we are increasingly living in a post-constitutional America.  Take Obamacare (aka the Affordable Care Act) for instance:

 1)   Congress rammed through (along a party-line vote) a “framework” for the law, then handed it over to the Executive branch for the actual lawmaking – ceding its Article I legislative authority;

 2)   The Judicial branch overstepped its Article III authority, actually re-writing the law before declaring it constitutional; and

 3)   The Executive branch, in violation of the Faithful Execution Clause in Article II, applies the law however it wishes through carve-outs, exemptions, waivers, and delays.

These kinds of shenanigans happen in Washington, D.C. all the time – it’s just that Obamacare has been so in-your-face that people who don’t normally follow politics have taken notice.  Even if they haven’t lost their insurance or been forced into Medicaid, many have seen their premiums and deductibles skyrocket.  Continue reading Our Runaway Federal Government: Obamacare Reminds Us Why We Need Article V